Texas metro areas we insure
Dallas-Fort Worth truck insurance
Inland port, distribution and I-20/I-35/I-45 freight. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Dallas-Fort Worth.
Houston truck insurance
Port Houston containers, petrochemicals and Gulf freight. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Houston.
San Antonio truck insurance
Cross-border freight from Laredo and I-10/I-35 traffic. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around San Antonio.
Common Texas operations we place
Owner-operators and small fleets hauling oil field, port drayage, cross-border freight and construction, plus contractors and delivery companies running work trucks and vans.
Coverage for Texas trucks
- Semi Truck insurance: owner-operators and small fleets running tractors, trailers and reefers under their own authority.
- Box Truck insurance: straight trucks for local delivery, final-mile, moving and Amazon-style routes.
- Hot Shot insurance: one-ton pickups with goosenecks and flatbeds hauling time-sensitive loads.
- Commercial Auto insurance: pickups, vans, dump trucks, tow trucks and work vehicles for contractors and local businesses.
Texas insurance requirements
Interstate for-hire carriers need a USDOT number, MC authority and a federal liability filing (BMC-91X), with a $750,000 minimum for general freight. Most brokers and shippers ask for $1,000,000 liability and $100,000 cargo. Intrastate for-hire carriers in Texas need TxDMV motor carrier authority, and Texas has its own minimum insurance filings. Intrastate rules vary, so confirm current requirements with the FMCSA and Texas's transportation department.
Frequently asked questions
Do you write truck insurance in Texas?
Yes. Duke Truck Insurance places semi truck, box truck, hot shot and commercial auto insurance in Texas and 33 other states, from our office in Charlotte, NC.
Which Texas metro areas do you cover?
All of Texas. We write the most business around Dallas-Fort Worth, Houston and San Antonio, but trucks based anywhere in the state qualify.
How fast can I get a Texas truck insurance quote?
Most quotes come back the same business day. Call (980) 475-8076 or send the quote form with your USDOT number if you have one.