Florida metro areas we insure
Miami truck insurance
PortMiami containers, produce imports and South Florida delivery. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Miami.
Tampa truck insurance
Port Tampa Bay, phosphate and Gulf Coast distribution. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Tampa.
Orlando truck insurance
Central Florida distribution and I-4 construction freight. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Orlando.
Common Florida operations we place
Owner-operators and small fleets hauling produce, construction materials, port freight and car hauling, plus contractors and delivery companies running work trucks and vans.
Coverage for Florida trucks
- Semi Truck insurance: owner-operators and small fleets running tractors, trailers and reefers under their own authority.
- Box Truck insurance: straight trucks for local delivery, final-mile, moving and Amazon-style routes.
- Hot Shot insurance: one-ton pickups with goosenecks and flatbeds hauling time-sensitive loads.
- Commercial Auto insurance: pickups, vans, dump trucks, tow trucks and work vehicles for contractors and local businesses.
Florida insurance requirements
Interstate for-hire carriers need a USDOT number, MC authority and a federal liability filing (BMC-91X), with a $750,000 minimum for general freight. Most brokers and shippers ask for $1,000,000 liability and $100,000 cargo. Intrastate rules vary, so confirm current requirements with the FMCSA and Florida's transportation department.
Frequently asked questions
Do you write truck insurance in Florida?
Yes. Duke Truck Insurance places semi truck, box truck, hot shot and commercial auto insurance in Florida and 33 other states, from our office in Charlotte, NC.
Which Florida metro areas do you cover?
All of Florida. We write the most business around Miami, Tampa and Orlando, but trucks based anywhere in the state qualify.
How fast can I get a Florida truck insurance quote?
Most quotes come back the same business day. Call (980) 475-8076 or send the quote form with your USDOT number if you have one.