Box Truck Insurance for Delivery and Moving Companies

Insurance for 16 to 26-foot straight trucks running local delivery, final-mile, freight and moving routes.

Typical box truck coverage

  • Auto liability at the limit your contract or authority requires.
  • Cargo for the goods you carry, with limits that match broker and shipper requirements.
  • Physical damage for owned or financed trucks.
  • Hired and non-owned auto if you rent trucks during busy seasons.
  • General liability for loading, unloading and work at customer sites.

Box truck operations we place

Last-mile and final-mile delivery, furniture and appliance delivery, expedite and team runs, moving companies, and contractors under Amazon Relay or other platforms. Interstate operations need their own authority and a federal filing; intrastate-only trucks may need a state filing instead.

Keeping the price down

Drivers with at least two years of commercial experience, clean MVRs and a defined local radius make the biggest difference. Dash cams and a written safety plan help with some carriers.

Frequently asked questions

Do I need a USDOT number for a box truck?

Interstate trucks over 10,000 lbs GVWR need a USDOT number. Under 26,001 lbs you generally do not need a CDL, but carriers still review each driver.

Can I insure a box truck for Amazon Relay?

Yes. We can match the liability and cargo limits the platform requires.

Trucking Insurance Newsletter

Renewal tips, filing reminders and carrier updates for owner-operators and small fleets. About once a month.