Vehicles and businesses we insure
- Contractors: pickups, service trucks, dump trucks and trailers.
- Tow and recovery: wreckers and rollbacks, with on-hook coverage.
- Tankers and water trucks for construction and agriculture (some exclusions apply).
- Construction vehicles: boom trucks, mobile cranes, cement pumpers and fuel trucks.
- Delivery and service vans for local businesses.
Coverage options
Liability, physical damage, uninsured motorist, medical payments, hired and non-owned auto, and on-hook or cargo where it applies. We can also quote general liability and workers' compensation alongside your auto policy.
State requirements
Every state requires liability coverage on every registered vehicle, and certain intrastate for-hire or hazmat operations have higher minimums or state filings. We will make sure your limits match what your contracts and your state require.
Frequently asked questions
Is commercial auto different from personal auto?
Yes. Personal policies usually exclude vehicles used mainly for business, hauling for hire or with commercial plates.
Can I add my employees as drivers?
Yes. List every driver so the carrier can review MVRs before binding.