Tennessee metro areas we insure
Nashville truck insurance
Middle Tennessee distribution where I-24, I-40 and I-65 meet. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Nashville.
Memphis truck insurance
Air cargo, rail and Mississippi River freight. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Memphis.
Knoxville truck insurance
East Tennessee manufacturing and I-40/I-75 freight. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Knoxville.
Common Tennessee operations we place
Owner-operators and small fleets hauling air cargo, distribution, auto parts and music-industry freight, plus contractors and delivery companies running work trucks and vans.
Coverage for Tennessee trucks
- Semi Truck insurance: owner-operators and small fleets running tractors, trailers and reefers under their own authority.
- Box Truck insurance: straight trucks for local delivery, final-mile, moving and Amazon-style routes.
- Hot Shot insurance: one-ton pickups with goosenecks and flatbeds hauling time-sensitive loads.
- Commercial Auto insurance: pickups, vans, dump trucks, tow trucks and work vehicles for contractors and local businesses.
Tennessee insurance requirements
Interstate for-hire carriers need a USDOT number, MC authority and a federal liability filing (BMC-91X), with a $750,000 minimum for general freight. Most brokers and shippers ask for $1,000,000 liability and $100,000 cargo. Intrastate rules vary, so confirm current requirements with the FMCSA and Tennessee's transportation department.
Frequently asked questions
Do you write truck insurance in Tennessee?
Yes. Duke Truck Insurance places semi truck, box truck, hot shot and commercial auto insurance in Tennessee and 33 other states, from our office in Charlotte, NC.
Which Tennessee metro areas do you cover?
All of Tennessee. We write the most business around Nashville, Memphis and Knoxville, but trucks based anywhere in the state qualify.
How fast can I get a Tennessee truck insurance quote?
Most quotes come back the same business day. Call (980) 475-8076 or send the quote form with your USDOT number if you have one.