New Jersey Truck Insurance

New Jersey is one of the densest freight markets in the country, built around Port Newark-Elizabeth and endless warehouses along the Turnpike. Port work and congested routes push premiums up.

New Jersey metro areas we insure

North Jersey truck insurance

Port Newark-Elizabeth drayage and New York metro delivery. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around North Jersey.

Central Jersey truck insurance

Exit 8A and Edison warehouse corridor along the Turnpike. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Central Jersey.

South Jersey truck insurance

Philadelphia-area distribution and Port of Camden freight. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around South Jersey.

Common New Jersey operations we place

Owner-operators and small fleets hauling port drayage, warehouse freight, food and pharmaceuticals, plus contractors and delivery companies running work trucks and vans.

Coverage for New Jersey trucks

  • Semi Truck insurance: owner-operators and small fleets running tractors, trailers and reefers under their own authority.
  • Box Truck insurance: straight trucks for local delivery, final-mile, moving and Amazon-style routes.
  • Hot Shot insurance: one-ton pickups with goosenecks and flatbeds hauling time-sensitive loads.
  • Commercial Auto insurance: pickups, vans, dump trucks, tow trucks and work vehicles for contractors and local businesses.

New Jersey insurance requirements

Interstate for-hire carriers need a USDOT number, MC authority and a federal liability filing (BMC-91X), with a $750,000 minimum for general freight. Most brokers and shippers ask for $1,000,000 liability and $100,000 cargo. Intrastate rules vary, so confirm current requirements with the FMCSA and New Jersey's transportation department.

Frequently asked questions

Do you write truck insurance in New Jersey?

Yes. Duke Truck Insurance places semi truck, box truck, hot shot and commercial auto insurance in New Jersey and 33 other states, from our office in Charlotte, NC.

Which New Jersey metro areas do you cover?

All of New Jersey. We write the most business around North Jersey, Central Jersey and South Jersey, but trucks based anywhere in the state qualify.

How fast can I get a New Jersey truck insurance quote?

Most quotes come back the same business day. Call (980) 475-8076 or send the quote form with your USDOT number if you have one.

Trucking Insurance Newsletter

Renewal tips, filing reminders and carrier updates for owner-operators and small fleets. About once a month.