Missouri metro areas we insure
St. Louis truck insurance
River, rail and I-44/I-55/I-64/I-70 distribution. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around St. Louis.
Kansas City truck insurance
One of the largest rail and intermodal hubs in the country. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Kansas City.
Springfield truck insurance
Southwest Missouri carriers and I-44 freight. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Springfield.
Common Missouri operations we place
Owner-operators and small fleets hauling intermodal, agriculture, auto parts and distribution, plus contractors and delivery companies running work trucks and vans.
Coverage for Missouri trucks
- Semi Truck insurance: owner-operators and small fleets running tractors, trailers and reefers under their own authority.
- Box Truck insurance: straight trucks for local delivery, final-mile, moving and Amazon-style routes.
- Hot Shot insurance: one-ton pickups with goosenecks and flatbeds hauling time-sensitive loads.
- Commercial Auto insurance: pickups, vans, dump trucks, tow trucks and work vehicles for contractors and local businesses.
Missouri insurance requirements
Interstate for-hire carriers need a USDOT number, MC authority and a federal liability filing (BMC-91X), with a $750,000 minimum for general freight. Most brokers and shippers ask for $1,000,000 liability and $100,000 cargo. Intrastate rules vary, so confirm current requirements with the FMCSA and Missouri's transportation department.
Frequently asked questions
Do you write truck insurance in Missouri?
Yes. Duke Truck Insurance places semi truck, box truck, hot shot and commercial auto insurance in Missouri and 33 other states, from our office in Charlotte, NC.
Which Missouri metro areas do you cover?
All of Missouri. We write the most business around St. Louis, Kansas City and Springfield, but trucks based anywhere in the state qualify.
How fast can I get a Missouri truck insurance quote?
Most quotes come back the same business day. Call (980) 475-8076 or send the quote form with your USDOT number if you have one.