Kentucky metro areas we insure
Louisville truck insurance
Air cargo hub and I-64/I-65/I-71 distribution. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Louisville.
Lexington truck insurance
Auto manufacturing and Bluegrass region freight. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Lexington.
Bowling Green truck insurance
Manufacturing along the I-65 corridor. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Bowling Green.
Common Kentucky operations we place
Owner-operators and small fleets hauling auto parts, air cargo, bourbon and distribution, plus contractors and delivery companies running work trucks and vans.
Coverage for Kentucky trucks
- Semi Truck insurance: owner-operators and small fleets running tractors, trailers and reefers under their own authority.
- Box Truck insurance: straight trucks for local delivery, final-mile, moving and Amazon-style routes.
- Hot Shot insurance: one-ton pickups with goosenecks and flatbeds hauling time-sensitive loads.
- Commercial Auto insurance: pickups, vans, dump trucks, tow trucks and work vehicles for contractors and local businesses.
Kentucky insurance requirements
Interstate for-hire carriers need a USDOT number, MC authority and a federal liability filing (BMC-91X), with a $750,000 minimum for general freight. Most brokers and shippers ask for $1,000,000 liability and $100,000 cargo. Kentucky requires a KYU weight-distance tax license for trucks over 59,999 lbs operating in the state. Intrastate rules vary, so confirm current requirements with the FMCSA and Kentucky's transportation department.
Frequently asked questions
Do you write truck insurance in Kentucky?
Yes. Duke Truck Insurance places semi truck, box truck, hot shot and commercial auto insurance in Kentucky and 33 other states, from our office in Charlotte, NC.
Which Kentucky metro areas do you cover?
All of Kentucky. We write the most business around Louisville, Lexington and Bowling Green, but trucks based anywhere in the state qualify.
How fast can I get a Kentucky truck insurance quote?
Most quotes come back the same business day. Call (980) 475-8076 or send the quote form with your USDOT number if you have one.