Colorado Truck Insurance

Colorado trucking means mountain passes, chain laws and winter closures. Carriers want to know how often you run I-70 west of Denver, so be specific about your lanes.

Colorado metro areas we insure

Denver truck insurance

Front Range distribution hub where I-25, I-70 and I-76 meet. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Denver.

Colorado Springs truck insurance

Construction, military and southern I-25 freight. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Colorado Springs.

Common Colorado operations we place

Owner-operators and small fleets hauling oil field, construction, food and Front Range distribution, plus contractors and delivery companies running work trucks and vans.

Coverage for Colorado trucks

  • Semi Truck insurance: owner-operators and small fleets running tractors, trailers and reefers under their own authority.
  • Box Truck insurance: straight trucks for local delivery, final-mile, moving and Amazon-style routes.
  • Hot Shot insurance: one-ton pickups with goosenecks and flatbeds hauling time-sensitive loads.
  • Commercial Auto insurance: pickups, vans, dump trucks, tow trucks and work vehicles for contractors and local businesses.

Colorado insurance requirements

Interstate for-hire carriers need a USDOT number, MC authority and a federal liability filing (BMC-91X), with a $750,000 minimum for general freight. Most brokers and shippers ask for $1,000,000 liability and $100,000 cargo. Intrastate rules vary, so confirm current requirements with the FMCSA and Colorado's transportation department.

Frequently asked questions

Do you write truck insurance in Colorado?

Yes. Duke Truck Insurance places semi truck, box truck, hot shot and commercial auto insurance in Colorado and 33 other states, from our office in Charlotte, NC.

Which Colorado metro areas do you cover?

All of Colorado. We write the most business around Denver and Colorado Springs, but trucks based anywhere in the state qualify.

How fast can I get a Colorado truck insurance quote?

Most quotes come back the same business day. Call (980) 475-8076 or send the quote form with your USDOT number if you have one.

Trucking Insurance Newsletter

Renewal tips, filing reminders and carrier updates for owner-operators and small fleets. About once a month.